Terms and Conditions

By accessing and using FalVory's website and services, you agree to be bound by these terms and conditions. Please read them carefully before using our platform.

Acceptance of Terms

These terms constitute a legally binding agreement between you and FalVory. If you don't agree with any part of these terms, you should not use our services.

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Your continued use of our services after changes are posted means you accept the new terms.

Description of Services

FalVory provides online financial education courses, coaching programs, and related materials designed to help people improve their money habits and build wealth. Our services are for educational purposes only and do not constitute professional financial advice.

You understand that your results may vary and that we make no guarantees about specific outcomes. Success depends on your individual circumstances, effort, and application of the principles taught.

User Responsibilities

You're responsible for providing accurate information when creating your account and keeping your login credentials secure. You agree not to share your account with others or use our services for any illegal or unauthorized purposes.

You must be at least 18 years old to use our services. By using our platform, you confirm that you meet this age requirement.

Payment and Refunds

All payments are processed securely through our payment partners. Prices are listed in the currency specified at checkout and may be subject to applicable taxes.

We offer a 30-day money-back guarantee on most of our programs. To request a refund, contact us at habits@falvory.com within 30 days of purchase. Refunds are processed using the same payment method you used for the original purchase.

Intellectual Property

All content on our website, including courses, materials, videos, and text, is owned by FalVory and protected by copyright laws. You may use this content for your personal learning but cannot redistribute, sell, or share it with others.

You retain ownership of any personal information or content you provide to us, but you grant us permission to use it to deliver our services and improve our offerings.

Limitation of Liability

Our services are provided "as is" without warranties of any kind. We're not liable for any direct, indirect, or consequential damages that may result from using our platform or applying the information we provide.

This includes, but isn't limited to, financial losses, business interruptions, or other damages. Your use of our services is at your own risk.

Privacy and Data Protection

We collect and use your personal information as described in our Privacy Policy. By using our services, you consent to our data practices as outlined in that document.

Termination

We may suspend or terminate your access to our services at any time for violations of these terms or other reasons we deem necessary. You can also cancel your account at any time by contacting us.

Upon termination, your right to use our services ceases immediately, though some provisions of these terms will continue to apply.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of England and Wales.

Contact Information

If you have questions about these terms, please contact us: